fundify

AI Mortgage Loan Document Analysis

COMPANY

Fundify

ROLE

Product Designer

YEAR

March - May 2025

Project overview

Project overview

Project overview

Fundify envisions a future where home mortgages are easy, fast, efficient, and stress-free. By leveraging intelligent AI automation, Fundify aims to transform the mortgage experience into a seamless, transparent journey that empowers all mortgage lenders and mortagage seekers involved.

Timeline

From explorations to launch in 9 weeks.

Outcome

As part of a SkillHat program, I worked with a team to build a mortgage loan verfication website from scratch.

Role

I was the only product designer owning the following:

  • Early-stage discovery and user research

  • Design sprints

  • User flows

  • Low, mid, and high fidelity explorations

  • Design System & Branding

  • WCAG Accessibility

  • Prototypes

  • Engineering Handoff

Team

  • Product Manager

  • Project Manager

  • Business Analyst

  • Back-end Developer

  • Front-end Developer

  • add an avatar or complete a fit survey

    Find clothes that fit your unique measurements by either adding your TrueToForm avatar or filling out a simple Fitsearch survey.

  • add a new avatar

    Click use your unique body scan if you wish to add your TrueToForm avatar.

  • complete a new body scan

    Scan the QR code to redirect to TrueToForm's mobile scan app to complete a quick body scan.

  • add existing scanned avatar

    If you have already completed an avatar scan before, you can sign in and add one via your saved avatar library.

  • search with your avatar

    Once your avatar is connected to Fitsearch, you can begin searching for clothes that fit you! Fitsearch will filter for clothing items that best fit your measurements.

  • avatar fit evaluation

    Every item comes with a fit evaluation that provides garment fit predictions in inches or centimeters. With pants it provides fit predictions for waist, length, and leg opening.

  • purchase item on retail site

    If you want to purchase a garment, just purchase it directly from the retailer website.

  • fit survey

    Alternatively, you can fill out a quick fit survey. While this method may be quicker, the results are not as accurate as a body scan avatar.

  • fit survey avatar

    Fitsearch will provide recommendations based on the measurements provided for the fit survey. Although, fit evaluations are provided for fit survey results, they may not be as accurate.

Supporting Mortgage Lender Teams

Supporting Mortgage Lender Teams

Supporting Mortgage Lender Teams

  • Select

    Find clothes that fit your unique measurements by either adding your TrueToForm avatar or filling out a simple Fitsearch survey.

  • add a new avatar

    Click use your unique body scan if you wish to add your TrueToForm avatar.

  • complete a new body scan

    Scan the QR code to redirect to TrueToForm's mobile scan app to complete a quick body scan.

  • add existing scanned avatar

    If you have already completed an avatar scan before, you can sign in and add one via your saved avatar library.

  • add existing scanned avatar

    If you have already completed an avatar scan before, you can sign in and add one via your saved avatar library.

  • add existing scanned avatar

    If you have already completed an avatar scan before, you can sign in and add one via your saved avatar library.

Supporting Mortgage Loan Borrowers

Supporting Mortgage Loan Borrowers

Supporting Mortgage Loan Borrowers

  • add an avatar or complete a fit survey

    Find clothes that fit your unique measurements by either adding your TrueToForm avatar or filling out a simple Fitsearch survey.

  • add an avatar or complete a fit survey

    Find clothes that fit your unique measurements by either adding your TrueToForm avatar or filling out a simple Fitsearch survey.

  • Reformation

    "The styles are great but don't work for petite women. Even petite sizing is so off and fit just like regular styles.

    I have been struggling to find the right fit and while I have invested thousands of dollars, there is always something wrong and it's not the type of feeling you want when you spend $300-400 on a dress. Please design your dresses to be more inclusive for all body types."

  • Zara

    "I visited your Bristol branch with my daughter and could not believe that you did not stock size 16 in your stores. Only available on line.

    Do you not want people of this size visiting your stores? What has happened to inclusivity!"

  • Urban Outfitters

    "Sizing is inconsistent and terrible to figure out. No free returns so can't even do trial and error. Also, returns are store credit so literally I have to keep ordering from this terrible site.

    They could do better overall with their offerings. This is my third time around figuring out my size lol and I contacted customer service and they basically said I was out of luck."

  • Fashion Nova

    "The sizes of the clothes are not really compatible for all body types. They offer plus size clothing but it skips from 10/L to 2X or bigger in certain clothes which is weird.

    What happened to the in between sizes?"

  • Everlane

    ""The jeans I purchased were too large and I've returned using their shipping label. No response from Everlane. It's been about a month and typically a return has at least been received/accepted by the seller at this point.

    The clothes looked nice but make sure its something you know will fit or really want because returns are a hit or miss."

  • Zara

    "Lovely, stylish products and always on trend. However, their sizing is broken.Usually have to order 3 sizes which is expensive to do. They really really need to work on this.

    Their delivery and returns are so efficient though and so quick. Really impressive."

Discovery research

Discovery research

Discovery research

As a starting point, I conducted discovery research to learn what specific challenges shoppers struggled with when shopping for clothing that fits. I began my research by combing through dozens of reviews for popular clothing brands on trustpilot.com. I found this method helpful for finding honest and unfiltered feedback from shoppers.

Reformation

"The styles are great but don't work for petite women. Even petite sizing is so off and fit just like regular styles.


I have been struggling to find the right fit and while I have invested thousands of dollars, there is always something wrong and it's not the type of feeling you want when you spend $300-400 on a dress. Please design your dresses to be more inclusive for all body types."

Zara

"I visited your Bristol branch with my daughter and could not believe that you did not stock size 16 in your stores. Only available on line.


Do you not want people of this size visiting your stores? What has happened to inclusivity!"

Urban Outfitters

"Sizing is inconsistent and terrible to figure out. No free returns so can't even do trial and error. Also, returns are store credit so literally I have to keep ordering from this terrible site.


They could do better overall with their offerings. This is my third time around figuring out my size lol and I contacted customer service and they basically said I was out of luck."

Fashion Nova

"The sizes of the clothes are not really compatible for all body types. They offer plus size clothing but it skips from 10/L to 2X or bigger in certain clothes which is weird.


What happened to the in between sizes?"

Everlane

"The jeans I purchased were too large and I've returned using their shipping label. No response from Everlane. It's been about a month and typically a return has at least been received/accepted by the seller at this point.


The clothes looked nice but make sure its something you know will fit or really want because returns are a hit or miss."

Zara

"Lovely, stylish products and always on trend. However, their sizing is broken.Usually have to order 3 sizes which is expensive to do. They really really need to work on this.


Their delivery and returns are so efficient though and so quick. Really impressive."

Why are clothing styles so confusing?

Why are clothing styles so confusing?

Why are clothing styles so confusing?

I noticed several themes after reviewing shoppers reviews and conducting white paper research online that places increased burdens on both shoppers and retailers.

Confusing size charts and increased burdens on shoppers

Fit and size continue to be the primary reason for online returns, accounting for 42% of returns. There are no universal size charts used by clothing brands which makes it difficult to shop online. In consequence, some shoppers hesitate to shop from new brands or decide to risk ordering the wrong size.

Bracketing

Some shoppers resort to 'bracketing' which refers to buying multiple sizes of one item at one time. This places a burden on both shoppers to return items that don't fit which can drive traffic away from retailers who don't offer free shipping and returns. Retailers also bear the burden for shipping, inspection, and repair costs.

Lack of diversity and inclusion for different body types

Many shoppers find that many existing size charts do not accommodate for the full range of body types. 67% of American women wear a size 14 or above, and most retailers don't carry these sizes.

How might we questions & lightning demos

How might we questions & lightning demos

How might we questions & lightning demos

I collaborated with two of my design colleagues to map out all the user problems and potential blockers identified during our discovery research. Together, we used the these painpoints to guide our how might we questions to reframe these challenges into opportunity areas.

I brainstormed solutions in the group session and afterwards conducted lightning demos to draw more solutions and visual inspiration from a range of web products.

  • Connecting avatar to fitsearch as a new user

    As a new user, I need to be able to scan a new avatar so that I can search for clothing that fits my specific measurements.

  • Connecting avatar to fitsearch as an existing user

    As an existing user, I need to be able to login so that I can search with an existing avatar.

    As an existing user, I need to be able to remove an existing avatar so that I can add a new avatar scan for when my body weight changes.

  • adding a fit survey as a new user

    As a new user, I need to be able to create a fit survey, so that I can quickly browse for clothing without needing to scan an avatar.

  • search & view fit evaluation using fit survey

    As a user using a fit survey, I need to be able to see a fit evaluation for a item of clothing so that I can understand how well the garment fits my personal measurements.

  • search & view fit evaluation using body scan avatar

    As a user using a body scan avatar, I need to be able to see a fit evaluation for a item of clothing so that I can understand how well the garment fits my personal measurements.

User flows & user stories

User flows & user stories

User flows & user stories

I developed user flows to determine which features and screens needed to be designed for implementation.

Low fidelity wireframes

Low fidelity wireframes

Low fidelity wireframes

I participated in a design sprint by brainstorming low-fidelity design solutions for Fitsearch. While the lead designer was responsible for the design system and high-fidelity designs, she reviewed my initial concepts, provided feedback, and considered my explorations into the vision for Fitsearch. She encouraged us to explore pie in the sky designs even though we were working towards launching a beta version first. The lead designer asked me to brainstorm for the following flows:

  • Avatar scan flow

  • Fit survey flow

  • Search & browsing flow

Fit survey & scanning an avatar flow

Since shoppers frequently browse on their phones, I started by exploring design solutions from a mobile-first breakpoint. The essential features for the landing page included:

  • Option to fill out a fit survey

  • Option to scan an avatar

  • A way to run a search

Fit survey & scanning an avatar: Recommended design

I considered integrating a dropdown menu into the search bar. Since shoppers are already familiar with search bars and tend to gravitate toward them, adding a dropdown component could encourage them to associate searching with adding an avatar. The advantage of this design is that it saves space on the landing page, leaving more room for instructions on how to use Fitsearch.

Given that this may be the first time someone encounters the term "avatar," I chose to visually convey the concept using an avatar icon. To enhance clarity, the avatar icon is paired with a clock icon during the "in progress" state and a checkmark once the avatar has successfully uploaded to Fitsearch.

Fit survey & scanning an avatar: alternative exploration 1

I considered using a popup solution because it saves space on the landing page. However, the downside is that popups can be a disruptive design choice.

Fit survey & scanning an avatar: alternative exploration 2

I considered an option where the scan avatar and fit survey features would be displayed directly on the landing page. The advantage of this approach is that both components are immediately visible to shoppers. However, this design quickly clutters the landing page and pushes important educational content below the fold, reducing its visibility to users.

Searching & browsing

The must haves for the search and browsing flow included:

  • Option to alter the search

  • Image of garment (pulled from the retailer selling the garment)

  • Fit score - the CEO and CTO indicated that Fitsearch would recommend items with a 98% Fit score

  • Price of garment

  • Name of retailer

Searching and browsing: recommended design

The exploration I presented to my design team included all the must have features for beta. With shopping online, I thought it would be important to offer a sort option since shoppers often like to sort by price.

searching and browsing: pie in the sky exploration

Since we were in the early stages of designing, the lead designer on the team encouraged me and a design colleague to explore pie in the sky designs. While I did not recommend this for beta, I shared an exploration that showed a preview of the fit score to the users.

I liked that on some retailer sites, I was able to preview some product details for a garment without leaving the browsing page. I explored a version where a module could give the shopper a preview of their fit evaluation. From my research, many retailers include a like or bookmark feature so that shoppers can save items that they like.

Reflection and next steps

Reflection and next steps

Reflection and next steps

Being part of this amazing project was an incredible experience. I learned so much from contributing to the development of an end-to-end product. One of the key takeaways was recognizing how valuable and essential it is to engage with users throughout the design process. My skills in conducting interviews and usability testing improved significantly as a result.

After implementing updates based on multiple rounds of usability testing, the product was officially launched to the public by removing the password-protected homepage. Since going live, the project has secured 33 affiliate contracts, which has been exciting and rewarding to witness. Although there is still much work to be done, Fitsearch's next steps are to expand into additional clothing categories and strive for a better product-market fit.